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Image Courtesy: www.pixabay.com
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Below are special Certificate of Deposit special rates and terms from banks in Melbourne, Florida. Special CD offers can change weekly so check back frequently for updates. You can also view specials for banks in your local area or for credit unions in your area.
Melbourne, FL - October 30, 2025
| Bank | APY | MIN | PERIOD | |
|---|---|---|---|---|
|
Barefoot Bay Branch
|
4.00% | $500 | 3 months |
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Rate History: 4.50% → 4.00% → 4.00% |
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Melbourne Branch
|
3.95% | $500 | 6 months |
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Rate History: 4.10% → 4.05% → 3.85% → 4.00% → 3.95% |
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|
West Palm Bay Branch
|
3.80%
3.55% 3.55% |
$501
$500 |
5 months |
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|
|
Rate History: 5.00% → 4.75% → 0.01% → 3.80% |
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|
Sebastian West Branch
|
3.75% | $1,000 | 3 months |
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Rate History: 4.10% → 4.00% → 4.10% → 4.00% → 3.75% |
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Bank of America, National Association Bank Of America, National Association Branch |
3.75% | $10,000 | 7 months |
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Rate History: 4.35% → 4.05% → 3.80% → 4.00% → 3.75% |
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Sebastian Branch
|
3.70% | $250 | 3 months |
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|
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Rate History: 4.00% → 3.70% |
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West Palm Bay Branch
|
3.70%
3.45% 3.45% |
$501
$500 |
8 months |
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|
|
Rate History: 4.25% → 4.50% → 4.35% → 4.00% → 3.70% |
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|
Wells Fargo Bank, National Association Sebastian Branch |
3.64% | $5,000 | 7 months |
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Rate History: 4.75% → 4.25% → 4.00% → 3.75% → 3.64% |
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|
Sebastian West Branch
|
3.50% | $1,000 | 7 months |
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Rate History: 4.50% → 4.20% → 3.75% → 3.90% → 3.50% |
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|
Wells Fargo Bank, National Association Sebastian Branch |
3.50% | $5,000 | 11 months |
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Rate History: 3.50% → 3.75% → 3.50% → 3.75% → 3.50% |
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Sebastian Branch
|
3.45% | $10,001 | 6 months |
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Rate History: 4.00% → 3.00% → 2.75% → 3.51% → 3.45% |
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Bank of America, National Association Bank Of America, National Association Branch |
3.45% | $10,000 | 10 months |
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|
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Rate History: 4.00% → 3.70% → 3.45% |
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CIT Bank, a division of First-Citizens Bank and Trust |
3.35% | $1,000 | 13 months |
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Rate History: 3.50% → 3.35% |
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Sebastian West Branch
|
3.25% | $1,000 | 11 months |
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Rate History: 4.75% → 4.50% → 4.25% → 3.50% → 3.25% |
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West Palm Bay Branch
|
3.25% | $501 | 13 months |
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Rate History: 3.50% → 3.25% |
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Sebastian Branch
|
3.10% | $10,000 | 9 months |
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Rate History: 3.75% → 3.25% → 3.10% |
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Sebastian Branch
|
3.00% | $10,000 | 12 months |
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Rate History: 4.50% → 4.00% → 3.75% → 3.51% → 3.00% |
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West Palm Bay Branch
|
3.00% | $500 | 13 months |
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|
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Rate History: 3.50% → 4.25% → 3.50% → 4.00% → 3.00% |
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Palm Bay East Branch
|
2.75% | $1,000 | 15 months |
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Rate History: 3.55% → 3.75% → 3.35% → 3.00% → 2.75% |
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West Palm Bay Branch
|
2.75% | $500 | 19 months |
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Rate History: 3.75% → 2.75% |
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PNC Bank, National Association West Sebastian Branch |
2.60% | $1,000 | 61 months |
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Bank of America, National Association Bank Of America, National Association Branch |
2.50% | $10,000 | 13 months |
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Rate History: 4.90% → 3.25% → 3.00% → 2.75% → 2.50% |
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PNC Bank, National Association West Sebastian Branch |
2.40% | $1,000 | 37 months |
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PNC Bank, National Association West Sebastian Branch |
2.20% | $1,000 | 25 months |
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PNC Bank, National Association West Sebastian Branch |
2.00% | $1,000 | 13 months |
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Bank of America, National Association Bank Of America, National Association Branch |
2.00% | $10,000 | 25 months |
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The 12 Month Flexible CDs/IRAs will automatically renew into a 3 Month Flexible CD/IRA. |
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Melbourne Branch
|
1.45% | $500 | 12 months |
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Rate History: 3.90% → 3.85% → 3.75% → 1.50% → 1.45% |
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JPMorgan Chase Bank, National Association Bayside Lakes Branch |
0.75% | $100,000 | 6 months |
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|
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Rate History: 3.00% → 2.00% → 1.50% → 1.01% → 0.75% |
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Melbourne Branch
|
0.45% | $500 | 18 months |
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|
|
Rate History: 4.25% → 1.50% → 0.92% → 0.87% → 0.45% |
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