Best Special Rates and Terms in Melbourne, Florida, FL

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Below are special Certificate of Deposit special rates and terms from banks in Melbourne, Florida. Special CD offers can change weekly so check back frequently for updates. You can also view specials for banks in your local area or for credit unions in your area.

Melbourne, FL - August 2, 2025

Bank	APY	MIN	PERIOD
Regions Bank West Palm Bay Branch	4.25%	$2,501	6 months	Learn More Reviews
Rate History: 0.03% → 4.75% → 4.50% → 4.25%
Seacoast National Bank Sebastian West Branch	4.10%	$1,000	3 months	Learn More Reviews (1)
Rate History: 4.30% → 4.00% → 4.10% → 4.00% → 4.10%
TrustCo Bank Melbourne Branch	4.00%	$500	6 months	Learn More Reviews (1)
Rate History: 3.95% → 3.90% → 4.00% → 3.95% → 4.00%
Regions Bank West Palm Bay Branch	4.00%	$501	16 months	Learn More Reviews
Rate History: 4.00% → 3.50% → 4.25% → 3.50% → 4.00%
Seacoast National Bank Sebastian West Branch	3.90%	$1,000	7 months	Learn More Reviews (1)
Rate History: 4.75% → 4.50% → 4.20% → 3.75% → 3.90%
Bank of America, National Association Bank Of America, National Association Branch	3.80%	$10,000	7 months	Learn More Reviews (7)
Rate History: 4.75% → 5.00% → 4.35% → 4.05% → 3.80%
Wells Fargo Bank, National Association Sebastian Branch	3.75%	$5,000	7 months	Learn More Reviews (7)
Rate History: 4.75% → 4.25% → 4.00% → 3.75%
TD Bank, National Association Sebastian Branch	3.75%	$10,000	9 months	Learn More Reviews (1)
Truist Bank Palm Bay East Branch	3.75%	$1,000	12 months	Learn More Reviews (6)
Rate History: 3.00% → 3.50% → 4.00% → 3.55% → 3.75%
TD Bank, National Association Sebastian Branch	3.51%	$10,000	12 months	Learn More Reviews (1)
Rate History: 4.00% → 4.50% → 4.00% → 3.75% → 3.51%
Seacoast National Bank Sebastian West Branch	3.50%	$1,000	11 months	Learn More Reviews (1)
Rate History: 1.00% → 4.75% → 4.50% → 4.25% → 3.50%
CIT Bank, a division of First-Citizens Bank and Trust	3.50%	$1,000	13 months	Learn More Reviews (33)
Wells Fargo Bank, National Association Sebastian Branch	3.50%	$5,000	18 months	Learn More Reviews (7)
Bank of America, National Association Bank Of America, National Association Branch	3.45%	$10,000	10 months	Learn More Reviews (7)
Rate History: 4.00% → 3.70% → 3.45%
TD Bank, National Association Sebastian Branch	2.75%	$10,001	6 months	Learn More Reviews (1)
Rate History: 5.00% → 4.50% → 4.00% → 3.00% → 2.75%
Bank of America, National Association Bank Of America, National Association Branch	2.75%	$10,000	13 months	Learn More Reviews (7)
Rate History: 4.30% → 4.90% → 3.25% → 3.00% → 2.75%
PNC Bank, National Association West Sebastian Branch	2.60%	$1,000	61 months	Learn More Reviews (1)
PNC Bank, National Association West Sebastian Branch	2.40%	$1,000	37 months	Learn More Reviews (1)
PNC Bank, National Association West Sebastian Branch	2.20%	$1,000	25 months	Learn More Reviews (1)
PNC Bank, National Association West Sebastian Branch	2.00%	$1,000	13 months	Learn More Reviews (1)
Bank of America, National Association Bank Of America, National Association Branch	2.00%	$10,000	25 months	Learn More Reviews (7)
Rate History: 3.20% → 3.00% → 2.00%
JPMorgan Chase Bank, National Association Bayside Lakes Branch	1.50%	$100,000	6 months	Learn More Reviews (18)
Rate History: 5.00% → 3.00% → 2.00% → 1.50%
TrustCo Bank Melbourne Branch	1.50%	$500	12 months	Learn More Reviews (1)
Rate History: 3.95% → 3.90% → 3.85% → 3.75% → 1.50%
TrustCo Bank Melbourne Branch	0.92%	$500	18 months	Learn More Reviews (1)
Rate History: 0.10% → 4.25% → 1.50% → 0.92%

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Melbourne, FL - August 2, 2025

Branch	Street	City	State
Regions Bank West Palm Bay Branch	105 Palm Bay Road, Ne	West Melbourne	FL
Seacoast National Bank Sebastian West Branch	1110 Roseland Road	Sebastian	FL
TrustCo Bank Melbourne Branch	2481 Croton Road	Melbourne	FL
Regions Bank West Palm Bay Branch	105 Palm Bay Road, Ne	West Melbourne	FL
Seacoast National Bank Sebastian West Branch	1110 Roseland Road	Sebastian	FL
Bank of America, National Association Bank Of America, National Association Branch	13555 U.S. Highway 1	Sebastian	FL
Wells Fargo Bank, National Association Sebastian Branch	1524 U.S. Highway 1	Sebastian	FL
TD Bank, National Association Sebastian Branch	13633 Us Highway 1	Sebastian	FL
Truist Bank Palm Bay East Branch	6000 Babcock Street Southeast	Palm Bay	FL
TD Bank, National Association Sebastian Branch	13633 Us Highway 1	Sebastian	FL
Seacoast National Bank Sebastian West Branch	1110 Roseland Road	Sebastian	FL
Wells Fargo Bank, National Association Sebastian Branch	1524 U.S. Highway 1	Sebastian	FL
Bank of America, National Association Bank Of America, National Association Branch	13555 U.S. Highway 1	Sebastian	FL
TD Bank, National Association Sebastian Branch	13633 Us Highway 1	Sebastian	FL
Bank of America, National Association Bank Of America, National Association Branch	13555 U.S. Highway 1	Sebastian	FL
PNC Bank, National Association West Sebastian Branch	993 Sebastian Boulevard	Sebastian	FL
PNC Bank, National Association West Sebastian Branch	993 Sebastian Boulevard	Sebastian	FL
PNC Bank, National Association West Sebastian Branch	993 Sebastian Boulevard	Sebastian	FL
PNC Bank, National Association West Sebastian Branch	993 Sebastian Boulevard	Sebastian	FL
Bank of America, National Association Bank Of America, National Association Branch	13555 U.S. Highway 1	Sebastian	FL
JPMorgan Chase Bank, National Association Bayside Lakes Branch	3450 Bayside Lakes Blvd, Suite 11	Palm Bay	FL
TrustCo Bank Melbourne Branch	2481 Croton Road	Melbourne	FL
TrustCo Bank Melbourne Branch	2481 Croton Road	Melbourne	FL